September 2019

consumer credit market amid a slowing economy." width="660" height="440" srcset="" sizes="(max-width: 660px) 100vw, 660px"/>Despite the use of credit rating in retail lending, analysts see risks emerging in some segments of the Indian…

The Reserve Bank's (RBI) decision to reduce the risk weight on consumer lending, including personal loans, is negative for credit as it will encourage banks to increase their exposure to this segment of lending at one time.…